.legal-hero {
  background: var(--color-navy);
  padding: 72px 24px 60px;
  position: relative;
  overflow: hidden;
}
.legal-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image: radial-gradient(rgba(41, 184, 176, 0.10) 1px, transparent 1px);
  background-size: 28px 28px;
}
.legal-hero-inner {
  max-width: 800px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.legal-hero-tag {
  font-size: 11px;
  font-weight: 700;
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 14px;
}
.legal-hero h1 {
  font-size: clamp(24px, 4vw, 36px);
  font-weight: 800;
  color: var(--color-white);
  margin: 0 0 10px;
  line-height: 1.2;
}
.legal-hero-meta {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.38);
  margin: 0;
}

.legal-body {
  background: var(--color-white);
  padding: 64px 24px 96px;
}
.legal-body-inner {
  max-width: 800px;
  margin: 0 auto;
}
.legal-body h2 {
  font-size: 15px;
  font-weight: 700;
  color: var(--color-navy);
  margin: 48px 0 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--color-border);
}
.legal-body h2:first-child { margin-top: 0; }
.legal-body p {
  font-size: 14px;
  color: var(--color-slate);
  line-height: 1.8;
  margin: 0 0 14px;
}
.legal-body ul,
.legal-body ol {
  font-size: 14px;
  color: var(--color-slate);
  line-height: 1.8;
  padding-left: 22px;
  margin: 0 0 16px;
}
.legal-body li { margin-bottom: 6px; }
.legal-body strong { color: var(--color-navy); font-weight: 600; }
.legal-body a { color: var(--color-primary); text-decoration: none; }
.legal-body a:hover { text-decoration: underline; }